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Divorce Can Devastate Women’s Retirement Savings. Here’s How To Rebuild.

Posted On: December 07, 2021

Surviving the financial devastation and change that a divorce can bring is problematic for most people going through a divorce; setting aside the cost of actually getting divorced, splitting up assets that were designed to support two people and now have to support two people separately...it can all be extremely devastating and challenging. 

This impact can also be magnified when dealing with someone who is at an age that is closer to retirement when the majority of their earning capacity is in the past.  This is even more dramatic for women, since pay scales have never been equalized and women do not and have not had equal earning capacities of men. 

Women are also not only impacted by the wage difference; they historically have been the party to take time from work and career to raise children.  In addition, divorced women are more likely to have and bear the majority of costs for their children. 

This article takes a look at those issues as well as insights on how women can start to rebuild their retirement savings after a divorce.

Selected excerpt(s) and linked article courtesy of Carmen Reinicke @ CNBC (dot) com
Royalty-free photo courtesy of UnSplash

Concetta Spirio.  A Compassionate Collaborative Divorce Attorney, Mediator & Peacemaker Providing The Highest Level of Legal Representation For Over 34 Years.

#Concetta #ConcettaSpirio #ConcettaLaw #SpirioLaw #Marriage #Divorce #RealEstate #Litigation #Wills #Trusts #Estates #Mediation #CollaborativeDivorce #LongIsland #Suffolk #Nassau #Islip #Sayville #LGBT

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Protecting Children in Separations and Divorce

Posted On: April 11, 2014

According to the US Census Bureau, couples marrying today have a 50% chance of their marriage ending in divorce. Many of these marriages are between parents and 40% of children will be affected by divorce before reaching adulthood.

When couples with children divorce, their first priority is often the well-being of the children. Sometimes, unhappy couples even choose to stay together because they believe it is the best thing for their children. When a separation or divorce is the best option for the family, effort should be made to protect the most vulnerable members of the family. What can you do to protect your children when you separate from or divorce your partner?

Transition Phase
The process of divorce is stressful for the entire family, but it can be easier if it is handled well. Couples have the option of working together to alter their existing relationship. The inclination during a divorce is to “get rid of your partner” or pay him or her back for any perceived wrongs. Unfortunately, especially for the children, this causes more harm than good in the long run.

During your divorce or separation, do your best to protect your children by working with your soon-to-be-ex to devise an arrangement that is best for everyone. Try to be fair and try not to let your emotional wounds affect your child’s relationship with his or her parent. When possible, avoid a lengthy legal battle. Children should never be used by one parent against the other to address a wrong or as leverage for results in a separation or divorce. This is extremely harmful to the child and often is never successful in obtaining a resolution to the matter.

Family counseling and counseling for the children is highly recommended. Making sure children have the support system and resources available to them to navigate this life changing transition is extremely important.

Custody and Visitation
Protecting your child from harm should be your first priority. If your soon-to-be-former partner has behaved in a manner that put your child at risk, you have every right to protect your child in the future. However, there is a difference between a child being at risk and a child spending time with someone whom you are upset or angry with. Just because your partner hurt you should not mean your child will benefit from estrangement from his or her parent.

Working together to create a custody or visitation arrangement that helps your child feel comfortable and supported is the healthiest type of transition for a child. If he or she is old enough to discuss custody or visitation, take his or her feelings into account when creating an arrangement. Ideally, children will feel just as loved and supported after a separation or divorce as they did when the family was intact.

Finally, speak with your child about responsibility. It is important for children to understand they did nothing to cause the break up of the family.

No matter your personal situation, your children should be protected from the changes in your relationship with your significant other. Working with an experienced family lawyer helps you transition to separation or divorce with as little turmoil as possible. Share your concerns about your child’s safety and well-being with your attorney and he or she can help you determine the steps to take to protect your child.

If you need help in this area or have questions feel free contact attorney SPIRIO at 631-277-8844.

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8 Early Ways To Tell If Your Marriage Will Last

Posted On: December 13, 2021

This article reflects the grim statistics of the high percentage of divorce and the fact that some people are choosing not to marry. 

Obviously, people who are part of a happy marriage will tend to see that marriage last longer than others.  Although happiness cannot be forced, couples can work to ensure that they meet each other’s expectations and make each other happy. 

I think meeting expectations and understanding one another’s expectations is extremely important, along with open and honest communication.  This article not only explores what some couples do differently that can be a predictor of a happy marriage, but also gives clues on what to look for and keep in mind for maintaining a healthy relationship. 

In looking at your own marriage, how many of these eight factors do you recognize in your own relationship?

Selected excerpt(s) and linked article courtesy of D. Begg, YourTango (dot) com
Royalty-free photo courtesy of UnSplash

Concetta Spirio.  A Compassionate Collaborative Divorce Attorney, Mediator & Peacemaker Providing The Highest Level of Legal Representation For Over 34 Years.

#Concetta #ConcettaSpirio #ConcettaLaw #SpirioLaw #Marriage #Divorce #RealEstate #Litigation #Wills #Trusts #Estates #Mediation #CollaborativeDivorce #LongIsland #Suffolk #Nassau #Islip #Sayville #LGBT

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The Law and Grandparents

Posted On: November 24, 2014

There are more than 70 million grandparents in the United States. According to the US Census Bureau’s American Community Survey, more than half of these people believe they would do a better job raising their grandchildren than they did raising their own children. Thirteen percent of these grandparents are raising their grandchildren and serve as the primary caregiver for their children’s children.

In order for grandparents to receive custody and even visitation time with their grandchildren, certain conditions must apply. These conditions vary from state to state, but in general, the best interest of the child is the most important factor.

If custody of a child is an issue, courts typically attempt to award it to the mother. If the mother is unavailable or unfit, the next person to be awarded custody is the father. If the father is not an option, grandparents or other blood relations are typically given next priority. In cases where grandparents feel the child’s parents are unfit, the burden of proof is on them to establish the parent is unfit and in most situations, it is extremely difficult to do so. If neglect is found, the court may remove a child from the custody of the parents. Grandparents would then have to qualify for custody. Again the best interest of the child is the Court’s standard. In many instances the Court may appoint a Law Guardian, a legal representative appointed to represent the child’s interests in the proceeding. The Law Guardian will interview and visit all parties home and prepare a report for the Court.

Receiving visitation as a grandparent is easier than receiving custody. Courts take various factors into consideration when determining whether or not to grant grandparents legal visitation, including:

  • Needs of the child, including his or her physical and emotional health
  • Capability of the grandparents to meet the needs of the child
  • Distance between the child’s primary residence and that of the grandparent(s)
  • Wishes of the parent(s)
  • Wishes of the child, if the child is capable of making decisions on his or her own
  • Strength of the relationship between the grandparent(s) and grandchild
  • Length of the relationship between the grandparent(s) and grandchild
  • Evidence of abuse or neglect
  • Ability of the grandparent(s) to provide love, affection, and contact with the child

Ideally, parents are able to work out an arrangement that includes time with grandparents interested in being a part of a child’s life, even after the child’s parents have separated or divorced. However, this is not always the case, especially if the parent’s relationship does not end amicably or the relationship with in-laws was strained when the couple was together. This can be especially problematic in non-traditional families where grandparents are not accepting of life choices, but still wish to play a role in a grandchild’s life.

If you are a grandparent who wants to continue a relationship with a grandchild once his or her parents separate or you are the parent of a child whose grandparents are threatening legal action, it is important to speak with a family attorney. He or she can explain to you the rights of grandparents and determine what action to take to best protect your family.

If you have a legal situation concerning your family and are in need of help, call 631-277-8844 today for a no obligation initial consultation and personal service.

Source:
http://www.statisticbrain.com/grandparent-statistics/

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Marital Rights – What Every Spouse Should Know

Posted On: June 03, 2014

Marriage is a challenge and not all couples are meant to stay together forever. According to the Forest Institute of Professional Psychology in Springfield, Missouri, half of all first marriages end in divorce. Data also shows people are not learning from their mistakes – second marriages tend to end at a rate of more than 65% and nearly one-third of all third marriages end in divorce.

Fortunately, legally ending a marriage and starting a new life is an option, but the process can be complex. If you are considering divorce or you and your spouse have decided the time has come to end your marriage, there are several things you should know concerning your marital rights:

No-Fault Divorce is an Option
No-fault divorce refers to the ending of a marriage where neither party is accusing the other of marital misconduct. If you and your spouse simply grow apart or determine together for whatever reason you no longer wish to be married, no-fault divorce is the best option. Both parties are held equally accountable for the end of the marriage.

Marital Misconduct Plays a Role in Divorce Settlements
Should your desire to divorce arise because of some transgression committed by your spouse, you have the right to assert marital misconduct. This might entitle you to a greater settlement in the divorce. Examples of marital misconduct include abusive behavior, adultery, addiction to drugs or alcohol, or economic fault. Keep in mind these transgressions can also affect child custody, as well as the division of marital assets and spousal support.

It is within the Court’s Power to Force an Attempt to Reconcile
As much as either you or your spouse might want to end your marriage, the court system does have the power to order reconciliation if you or your spouse denies the marriage is irretrievably broken. There are also instances in which an attempt to reconcile is ordered if there are minor children in the family.

Typically, the court delays divorce proceedings for a few months, during which time couples are required to attend counseling or mediation. It does not mean the court can force you to stay married forever, but it can delay the divorce and require that you make an effort to repair your marriage.

If you are considering divorce or you have questions about the best way to end your marriage, it is important you speak with a qualified divorce attorney. He or she can guide you toward the right decisions and ensure your rights are protected during the divorce process.

Have questions about Family Law or need help in this area, then feel free contact attorney SPIRIO at 631-277-8844.

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How To Fix A Broken Marriage, According To A Therapist

Posted On: March 21, 2023

As this article states, it is often difficult when you have trouble in your marriage, especially when it's to the point you're actually thinking about divorce.  However, it doesn't have to be hopeless, and it doesn't have to be irreparable, IF you are willing to put in the time and effort into making reparations and rejuvenating your relationship.

As we have said time and again, marriage is hard work.  It's important to have open, honest communication, and to actually listen to each other, as there is a difference between listening and hearing.

This article discusses several key points on how you can repair your broken marriage.

Selected excerpt(s) and linked article courtesy of Lianne Avila, YourTango(dot)com
Royalty-free photo courtesy of Pixabay

Concetta Spirio.  A Compassionate Collaborative Divorce Attorney, Mediator & Peacemaker Providing The Highest Level of Legal Representation For Over 35 Years.

#Concetta #ConcettaSpirio #ConcettaLaw #SpirioLaw #Marriage #Divorce #RealEstate #Litigation #Wills #Trusts #Estates #Mediation #CollaborativeDivorce #LongIsland #Suffolk #Nassau #Islip #Sayville #LGBT

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We Study Couples For A Living: Here's One Huge Reason Relationships Fail

Posted On: March 13, 2023

This article shows how quickly a relationship can go wrong from the beginning.  Often, we look for someone who is interesting and different.  However, after connecting and developing a relationship, we often then look to change that person to be more like ourselves.  It's never good to enter into a relationship thinking that you can change someone, whether consciously or unconsciously, as it will set the foundation for disaster.

Selected excerpt(s) and linked article courtesy of Sarah Regan, mindbodygreen(dot)com
Royalty-free photo courtesy of Pixabay

Concetta Spirio.  A Compassionate Collaborative Divorce Attorney, Mediator & Peacemaker Providing The Highest Level of Legal Representation For Over 35 Years.

#Concetta #ConcettaSpirio #ConcettaLaw #SpirioLaw #Marriage #Divorce #RealEstate #Litigation #Wills #Trusts #Estates #Mediation #CollaborativeDivorce #LongIsland #Suffolk #Nassau #Islip #Sayville #LGBT

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7 Silent Killers That Can Lead To Divorce In Relationships

Posted On: May 20, 2019

Keeping a primary relationship alive and well requires hard work and dedication. Respecting your partner and being open, honest and objective when conflict arises is imperative. Many would also be surprised how some simple acts of kindness and consideration toward your partner will strengthen a relationship.

Selected excerpt(s), photo and linked article courtesy of Kristine Fellizar & Andrew Zaeh of Bustle.

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